Are Spectrum trucks driving around, scanning for WiFi signals, and sending out higher bills if they detect one of their customers nefariously using a WiFi access point? BB&T Spectrum offers cardholders 3 percent cash back on gas purchases, 2 percent cash back on groceries and utilities and 1 percent cash back on all other purchases. Cardholders looking to pay down debt without sacrificing rewards can enjoy the first 12 months interest free. Learn more about our advertising policy. $255. Privacy Policy. Forum discussion: I noticed on Spectrum's rate card on the internet side under other charges and terms where it lists how much data you get plus … This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Cardholders with excellent credit can qualify for an APR as low as 14.99 percent. Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. Copyright © 2020 CreditCards.com a Red Ventures Company. J. D. Power 2020 customer satisfaction rating, Google Play Store mobile app rating: 4.8/5, 10% bonus on cash deposited into a BB&T checking or savings account, Redeem rewards for cash, travel, gift cards or merchandise, Minimum rewards value for airline travel is $150, Points don’t transfer to other loyalty programs. Introductory Purchase APR0% for 12 months, Introductory Balance Transfer APR0% for 12 months. The balance transfer fee is also set at just 3 percent or $10 (whichever is higher), making it relatively inexpensive to transfer a balance. This makes it a poor choice for cardholders who have a considerable amount of debt to clear. I guess that makes a (very) weird sort of sense. With WiFi means you use spectrums equipment for WiFi. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Privacy Policy, Essential news and expert tips in your inbox every week.

In addition, the Spectrum Cash Rewards card doesn’t charge a penalty APR, so if you accidentally miss a payment, you won’t be stuck with a sky-high APR. BB&T also makes it easy to transfer a balance from another card.

I could have sworn that line was there. You have a fairly small balance and only need a year to pay it off. [OOL] Pricing/package changes thread -- Ultra 50 is now Ultra 60, [TiVo] To buy or not to buy - that is the question, Spectrum Rate card option for charging for additional data usage, « [HSI] tool to monitor SNR, power level, etc, Time To Treat Broadband Like The Essential Service It Is; Starlink Beta Outperforms Most Internet In The US; + more news, Stonepeak Acquires Astound, 6th-Largest US Provider, For $8.1B; AT&T Loses 6 Million Video Subs In 2 Years; + more news, Surprise! Average Yearly Rewards Value ($1,325 monthly spend)

About Spectrum’s internet service. CreditCards.com is an independent, advertising-supported comparison service. USF Review Reveals Several Serious Flaws; AT&T Tries to Package U-verse, TV Now in DirectTV Sale; + more news, T-Mobile Pays FCC $200 Million For Something Naughty Sprint Did; Charter Hikes Fees For Broadband-Only Subs; + more news, That time of year, for Joy and Rate Increases - Internet. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Keep an eye on your inbox—we’ll be sending over your first message soon. Setting up your own router is far easier than people think. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

Atleast for the last year or two. Some balance transfer cards charge as much as 5 percent to transfer a balance. See your Spectrum Monthly representative for the most recent information. However, all credit card information is presented without warranty. The $5 a month isn’t worth it. If you have a large balance, you’re better off looking for a balance transfer offer that lasts at least 15 to 18 months.

But you get their "service" if you use theirs. Transfer Fee$10 or 3% (whichever is higher), Other Notable Features: Travel and emergency assistance, fraud coverage, warranty manager service and purchase security. There are lots of people who would have no idea how to set up a separate router/access point. Only cardholders who live in one of 15 states – including Texas, Indiana, Ohio, Kentucky, West Virginia, Maryland, Virginia, Tennessee, North Carolina, South Carolina, Georgia, Alabama and Florida – can apply. While the Spectrum Cash Rewards card doesn’t have the lowest interest rate you’ll find, it is still on the lower end for card with no annual fee. Atleast for me with Charter I always recall it saying that. All Rights Reserved.

Take advantage of the card’s automatic payments feature so you don’t forget any payments. CreditCards.com does not include the entire universe of available financial or credit offers. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Be aggressive with payments so you can whittle down as much debt as possible before the card’s standard interest rate kicks in. That means an AWG or router. Now as the second-largest cable internet provider, Charter Spectrum is a common internet option for many, including those who live in areas previously served by Time Warner Cable. Your credit cards journey is officially underway. But for cardholders who already have an account with BB&T, the Spectrum Rewards card could be just what they need to earn some value from their spending without paying a hefty annual fee. Unlike some balance transfer credit cards, the BB&T Spectrum Cash Rewards card doesn’t set restrictions on when and how much you can transfer. Lmao. to maintain accurate information. However, we do receive compensation when you click on links to products from our partners. I'm having trouble wrapping my brain around the idea that anyone would pay that fee. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This card is best for borrowers who have just a small amount of debt to repay and plan to use the card for regular spending from the day they activate the card. Desktop Audio...A Little Further Down The Rabbit Hole. Better off buying your own router. Cardholders looking to pay down debt without sacrificing rewards can enjoy the first 12 months interest free. Unfortunately, the BB&T Spectrum card does not currently offer a sign-up bonus. See the online credit card applications for details about the terms and conditions of an offer. By providing my email address, I agree to CreditCards.com’s What in the world does this mean? For a rewards card, BB&T’s Spectrum card is a rare breed. If you have multiple cards with higher rates, consider consolidating them onto your Spectrum Rewards card to save money on interest and simplify monthly payments. While the BB&T Spectrum Cash Rewards card has a good 0 percent introductory offer, it’s regular APR is not the lowest you’ll find and not the best choice for cardholders who need to carry a balance. Cardholders are given 12 months to make interest-free purchases, so you can continue using the card while paying down your balance. This card’s audience is relatively limited. Get the best Triple Play deals on Cable TV, High Speed Internet, and Home Phone Service from Charter Spectrum - Each service only $29.99 when bundled.

The rate card for my area shows several different service tiers (as expected), and each of them has a "with WiFi" variant for $5 more per month. Get the best triple play deals on Cable TV, High Speed Internet, and Home Phone Service for a low monthly price - includes Free HD and no contracts. Are Spectrum trucks driving around, scanning for WiFi signals, and sending out higher bills if they detect one of their customers nefariously using a WiFi access point?

It's about the size of a thick credit card, and the CableCARD™ fits into a special slot built into a growing number of peripheral devices, such as TVs, DVRs and PCs. You can post for technical support, advice, or just to vent. You want a safer card that doesn’t charge a penalty APR. Get essential reads every week with our newsletter.

Take advantage of the card’s three-month sign-up bonus by using your card for the majority of your purchases, but be careful not to overspend. Customers of BB&T bank may find the card especially rewarding — you get a 10 percent bonus on your earnings when you deposit them into a BB&T savings or checking account. Buy your own. Yeah, it’s already been there since 3 years ago when Charter merged. Our lease rate for Set-Top Boxes that contain a CableCARD includes an imputed charge for the CableCARD. The rate card for my area shows several different service tiers (as expected), and each of them has a "with WiFi" variant for $5 more per month. In 2016, Charter Communications acquired Time Warner Cable, thus expanding their Spectrum internet coverage to more than a third of U.S. households. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. A forum for the discussion of Charter's Spectrum service. You still want to earn rewards with your spending and prefer cash back instead of points. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. EDIT: Thanks for the responses! Your account at your fingertips. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. Published circulation statistics are accurate as of the rate card publication date, however circulation may fluctuate slightly during the year. All reviews are prepared by CreditCards.com staff. The information, including card rates and fees, presented in the review is accurate as of the date of the review. They charge $5 for them to supply you a router. Even on the high end at 23.99 percent, the rate is relatively low for a rewards card. The balance transfer fee on the BB&T Spectrum Cash Rewards card is nothing special, but it is still a decent option for cardholders who don’t want to sacrifice rewards while they work down their debt. What in the world does this mean?

Press question mark to learn the rest of the keyboard shortcuts. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. It could also be there as reassurance that they do not have data caps, especially for people coming from other ISPs like AT&T, Cox, or Comcast. They do this because some people can’t set up or don’t want to be bothered setting up their own router. When you click on Check the data at the top of this page and the bank’s website for the most current information.

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